1. Personal Banking Term Deposit Rate
Personal Banking Term Deposit Rate (NZD) p.a.
|
Effective from 9th Oct 2023
|
Amount
|
5,000-9,999
|
10,000-49,999
|
50,000+
|
Term
|
Walk-in
|
Online
|
Walk-in
|
Online
|
Walk-in
|
Online
|
1 Month
|
3.70%
|
3.75%
|
|
3.85%
|
|
3.85%
|
2 Months
|
4.45%
|
4.50%
|
|
4.60%
|
4.55%
|
4.60%
|
3 Months
|
4.75%
|
4.80%
|
4.85%
|
4.90%
|
4.85%
|
4.90%
|
4 Months
|
4.85%
|
4.90%
|
4.95%
|
5.00%
|
4.95%
|
5.00%
|
5 Months
|
5.25%
|
5.30%
|
5.35%
|
5.40%
|
5.35%
|
5.40%
|
6 Months
|
5.85%
|
5.90%
|
5.95%
|
6.00%
|
6.05%
|
|
9 Months
|
5.90%
|
5.95%
|
6.00%
|
|
6.10%
|
|
12 Months
|
6.00%
|
6.05%
|
|
|
|
|
18 Months
|
5.90%
|
5.95%
|
|
|
|
|
2 Years
|
5.85%
|
5.90%
|
|
|
|
|
3 Years
|
5.40%
|
5.45%
|
|
|
|
|
4 Years
|
5.40%
|
5.45%
|
|
|
|
|
5 Years
|
5.35%
|
5.40%
|
|
|
|
|
Personal Banking Term Deposit Rate (USD, CNY) p.a.
|
Effective from 9th Oct 2023
|
Currency
|
USD
|
CNY
|
Amount
|
5,000- 49,999
|
50,000- 99,999
|
100,000+
|
5,000- 49,999
|
50,000- 499,999
|
500,000+
|
1 Month
|
|
|
|
0.20%
|
0.25%
|
0.30%
|
2 Months
|
|
|
|
0.20%
|
0.25%
|
0.30%
|
3 Months
|
|
|
|
0.25%
|
0.30%
|
0.35%
|
4 Months
|
|
|
|
0.25%
|
0.30%
|
0.35%
|
5 Months
|
|
|
|
0.25%
|
0.30%
|
0.35%
|
6 Months
|
|
|
|
0.25%
|
0.30%
|
0.35%
|
9 Months
|
|
|
|
0.30%
|
0.35%
|
0.40%
|
12 Months
|
|
|
4.95%
|
0.30%
|
0.35%
|
0.40%
|
18 Months
|
|
|
|
0.30%
|
0.35%
|
0.40%
|
2 Years
|
|
|
|
0.40%
|
0.45%
|
0.50%
|
3 Years
|
|
|
|
0.40%
|
0.45%
|
0.50%
|
4 Years
|
|
|
|
0.40%
|
0.45%
|
0.50%
|
5 Years
|
|
|
|
0.40%
|
0.45%
|
0.50%
|
2. Personal Account Deposit
Personal Account Deposit Rate (NZD) p.a.
|
Effective from 9th Oct 2023
|
Account Type |
Savings |
Smart Saver |
Rate
|
3.00%
|
5.00%
|
3. Corporate Banking Term Deposit
Corporate Banking Term Deposit Rate p.a.
|
Effective from 9th Oct 2023
|
Term Currency
|
*NZD
|
*USD
|
*CNY
|
1 Month
|
3.80%
|
4.60%
|
0.25%
|
2 Months
|
4.55%
|
|
0.25%
|
3 Months
|
4.85%
|
|
0.30%
|
4 Months
|
4.95%
|
|
0.30%
|
5 Months
|
5.35%
|
|
0.30%
|
6 Months
|
5.95%
|
|
0.30%
|
9 Months
|
|
|
0.35%
|
12 Months
|
|
4.95%
|
0.35%
|
18 Months
|
|
|
0.35%
|
2 Years
|
|
4.70%
|
0.45%
|
3 Years
|
|
-
|
-
|
4 Years
|
|
-
|
-
|
5 Years
|
|
-
|
-
|
Notes
|
*NZD Minimum Amount is 10,000 NZD
|
*USD Minimum Amount is 10,000 USD
|
*CNY Minimum Amount is 50,000 CNY
|
☆ Important Information For both Personal and Corporate banking customers, rates apply up to NZD 4,999,999 or equivalent. For rates applicable to amounts greater than NZD 4,999,999, please contact us.
Rates change anytime without notice.
Rate for early withdrawal of NZD term deposit is 1% p.a.; Rate for early withdrawal of USD and CNY term deposit is nil.
Smart Saver:If you make a withdrawal you won't earn interest that month.
☆ Contact Us Address:Ground Floor, 2 Queen Street, Auckland CBD, New Zealand Phone:+64 9 374 7266 Open Hours:Monday to Friday 9:00AM - 16:00PM (Close On Public Holiday)
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