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Home Loan Interest Rates

Our Home loan standard interest rates are subject to change and additional risk premiums may be added based on credit assessment conditions. Please refer to rates for reference.

Effective from 17th May 2024
Term Standard Rate
6 months 7.19% p.a.
12 months 7.05% p.a.
18 months 6.79% p.a.
2 years 6.69% p.a.
3 years 6.59% p.a.
4 years 6.49% p.a.
5 years 6.39% p.a.
Variable 7.85% p.a.


☆ Warm Reminder

This information is for your reference only. It's subject to the provisions of ICBC New Zealand's working procedures and subsequent changes. For your convenience, please contact us by phone for more information prior to visiting our Branch.

☆ Home Loan Contacts:

Address:Level 11, 188 Quay Street, Auckland CBD, New Zealand
Phone:+64 9 374 7267/7713
Open Hours:Monday to Friday 9:00AM - 17:30PM (Except Public Holiday)