Fake website scam is a form of "phishing". Phishers, pretending to be a legitimate bank,  set up a website that looks like a bank website or online banking web page and send you fraudulent messages to steal your online banking registration card No. (logon ID), password, code card and then your money.

Fake website scams started in North America and made their way to Asia in 2003. Numerous cases have been reported in Hong Kong about A/C password, and money stolen from online banking users by spoof websites. Counterfeit bank websites began to show up in Mainland China since 2004. Scores of internet security incidents in the media let online banking security become a major concern of all.