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                                 Key information - Home loan - Chinese  
Key information - Credit Card - Chinese  
Industrial and Commercial Bank of China (New Zealand) Limited General Terms and Conditions>> Effective From 24th October 2022  
ICBC NZ Home Loan General Terms and Conditions>> Effective From 1st October 2021  
ICBC NZ UnionPay Dual Currency Credit Card Terms and Conditions>> Effective From 1st October 2021  
Industrial And Commercial Bank of China Auckland Branch General Terms and Conditions>> Effective From 4th December, 2020  
Electronic Banking Terms and Conditions>> Effective From 1st October, 2020  
Commercial Loan General Terms and Conditions>> Effective From 1st October, 2020  
ICBCNZ Trade Products or Services General Terms and Conditions>>Effective From 1st September, 2020  
ICBCNZ Exporter Trade Finance Facilities Standard Terms>>Effective From 1st September, 2020  
ICBCNZ Importer Trade Finance Facilities Standard Terms>>Effective From 1st September, 2020  
ChinaUnion Pay Debit Card T&C's>> Effective From 30th July, 2019  
Fees and Charges Brochure>> Effective From 17th September, 2021  
Offset Home Loan product description>> Effective From 30th July, 2019   Privacy Policy>> Effective From 27th November, 2020  Home Loan Agreement - Template>> Effective From 01st October, 2021   
  
                            
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